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Free Finance Calculators
Built for Real People

Mortgage, EMI, compound interest, budget, debt payoff, retirement, and more. No sign-up. No ads targeting you. No data collected. Ever.

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Loans & Mortgages

Calculate payments, compare loan options, and plan early payoff.

Mortgage Calculator
Full PITI breakdown — principal, interest, taxes, insurance, PMI & HOA.
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Loan / EMI Calculator
Monthly payments for personal, auto, or business loans with full amortization.
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Extra Payment Calculator
See how much time & interest you save with extra monthly or lump-sum payments.
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Loan Comparison Tool
Compare two loan options side by side — rate, term, monthly payment, total cost.
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Savings & Growth

Project your savings, investments, and retirement nest egg.

Compound Interest Calculator
Project how your savings or investments grow with daily, monthly, or annual compounding.
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Savings Goal Calculator
Find out exactly how much to save each month to reach your target by a specific date.
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Retirement Savings Calculator
Estimate your nest egg at retirement based on contributions, returns, and inflation.
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Inflation Calculator
See what today's money will be worth in the future — or what past amounts equal today.
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Budgeting & Debt

Take control of your spending, income, and debt repayment.

Budget Calculator (50/30/20)
Split your after-tax income into needs, wants, and savings — customizable percentages.
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Debt Payoff Planner
Snowball vs avalanche — find your fastest and cheapest path to becoming debt-free.
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Salary ↔ Hourly Converter
Convert annual salary to hourly, daily, weekly, and monthly rates — and back.
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Currency Converter
Live exchange rates for USD, EUR, GBP, PKR, AED, SAR, and 40+ currencies.
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Why MoneyMaths?

100% Private

All calculations happen in your browser. Nothing is ever sent to a server. Your financial data stays yours.

Instant Results

Results update as you type. No loading spinners. No waiting. Just immediate answers to your questions.

PDF Export

Every calculator includes a clean, professional PDF export so you can save or share your results.

Mobile Friendly

Designed mobile-first. Every calculator works perfectly on your phone, tablet, or desktop.